Under certain circumstances, you may be able to cancel your obligation to repay your federally guaranteed student loans, defer your payments, or enter into a payment schedule that fits with your income. If you’re in default, you may be able to get out of default and avoid a lawsuit, wage garnishment, or loss of your [...]

I’m swamped in debt, but have good credit and lots of it. I was thinking about putting my Student Loans on my credit card (using those handy, low interest checks I get in the mail) and then declaring chapter 7 bankruptcy. Will this work? It seems like a great plan to me. I know it [...]

Education, beyond that offered by public school systems can be a bit expensive. As a result, most students might need some amount of external funding to further their higher education plans. Grants and scholarships may help cover a part of the expenses, but then that privilege is available only for a cream of students.
Not everybody [...]

Ok heres the thing, I want to go to college. I had a child in highschool so never applied then. I married & now that the kids are older (12, 10, 9) I want to go back to school. Every time I apply for aid I get turned down because of outstanding Student Loans. I [...]

In this day and age, many young men and women are beginning their careers carrying a tremendous debt load. Students have been forced to obtain significant amounts of financing in the form of Student Loans in recent years. If you are such a person, you may be interested in finding a method through [...]

I am about to gain a $13000 debt in Student Loans. In about 6 months we are applying for a home loan. Will that student loan be applied to my debt to owe ratio? Will it be a factor when applying for a home loan?
When applying for a home loan your credit report will be [...]

To gain a meaningful education it is wise to choose a university where your interest in classes will be captured. To help the selection process you may want to see what type of student loans you can get. The best one to look at in full detail is that of the Stafford Student Loans program. [...]

I’m going to be starting grad school in the next year and have no experience with the student loans I’ll probably end up taking out. I’ve searched for details via several student loan websites, and perhaps no one mentions it because it’s taken for granted that interest accumulates immediately, but are there any loans [...]

Over the past 20 years, federal investment in higher education has decreased significantly. The maximum Pell Grant award used to cover over 60% of the average tuition and fees. Today, the average award covers just 33% of those cost. Student Loans, both federal and private, represent a much greater percentage of a student’s Financial Aid [...]

I have been in community college for the first 2 years of my schooling so I have not had to take out any Student Loans yet. I have been applying for loans for this next semester and I have been getting really high interest rates. Some are over 15% which I feel is riduculous. [...]